We treat a wide variety of pains:
Cash-based physical therapy means that we are out of network with all insurance companies and do not directly bill through insurance (thought you may be eligible for reimbursement directly from your insurance company). Our patients pay us directly each visit for their 1-on-1, personalized physical therapy session. This allows us to focus all of our attention on the patient and perform treatments to focus on patient goals without being dictated by insurance rules and regulations.
You can certainly use your out of network insurance benefits. You can also use your health savings account (HSA) or flex spending account (FSA). While we do collect our fees directly from our clients, we provide an itemized superbill to submit to his or her insurance company. By submitting your receipt, you may be able to recover a percentage of the cost you pay upfront (typically 60-80%) from your insurance company, depending on your "out of network" coverage.
While cash is certainly an acceptable form of payment, patients are also able to pay with major credit and debit cards as well as FSA and HSA accounts.
Insurance companies in the United States are continually cutting reimbursement rates for rehabilitation services and dictating how clinicians treat patients. With this decline in reimbursement, many clinics are forced to treat multiple patients in the hour (this means that therapists are seeing 4+ patients at the same time) and lower patient care standards in order to make ends meet. These clinics rotate patients in and use assistants and techs to complete treatments. Patients do not receive the individualized care they need, and are encouraged to go through exercises with little to no supervision. With a cash based practice, we are able to decide how we want to treat patients as we are not regulated by the insurance companies. This allows us to provide the highest quality care for our patients, while keeping them 1- on -1 with their doctor of physical therapy for the entire hour, every visit. This increase in quality results in our patients getting better, faster than traditional insurance based physical therapy. We typically see our patients only one time per week, saving you valuable time; meaning you aren’t leaving work early, commuting to and from the clinic, and spending an hour here 3 times each week.